Personal Online Banking Login

Independent Bankers Association and Putnam County Bank addresses concerns about safety of bank deposits.

Putnam County Bank will be closed on Thursday, November 27th for Thanksgiving Day.

The Bank will be open with regular business hours on Wednesday, November 26th and Friday, November 28th.

Even though the Bank is closed, you still have access to your funds and information on your accounts with 24-hour access to PUTNAM 24 and our Internet Banking and Bill Pay products.  If you aren't taking advantage of these services, start today.  Call us at 562-9931 and we can get you started.

Don't forget, if your VISA checkcard or ATM card becomes lost or stolen and the Bank is closed, please call PUTNAM 24 at 1-877-PUTCOBK (or 1-877-788-2625) and select Option 3 - To Report a Lost or Stolen Card.  You can call this telephone number 24 hours a day.

The President signed legislation on Friday, October 3rd temporarily increasing the amount of FDIC insurance coverage on certain deposit accounts.  To read the FDIC release detailing the increase, please Click Here.

If you plan to leave the United States, or travel across the U. S. (such as California, Texas, Florida or New York) and have a VISA Check Card, please contact Putnam County Bank before you leave.

This will allow us to place additional anti-fraud measures to protect you.  You can contact us by phone or if you are enrolled in Internet Banking, send us a Secure Message.

Once you return, please contact us to let us know.

Another great tool to protect you against fraud is to sign up for Internet Banking.  This gives you the ability to monitor your account activity on a frequent basis, even daily.  This will allow you to quickly contact the Bank in the event fraud is suspected.

Help us in the fight against fraud.

Thank you for accessing the new Putnam County Bank Online website.  We intend to make this an informative and interactive tool for our customers and those wishing to learn more about us.  If you have any suggestions, please let us know.

Please contact us at (304) 562-9931 or e-mail at support@putcobk.com.  Please do not e-mail any confidential information concerning your accounts such as account numbers and amounts.

Briefly About Putnam County Bank		Sign-up for Online Banking
Prevent ID Theft - Sign-up for e-Statements		Fraud Alert
What to do if your ATM or Check Card is lost or stolen and the Bank is closed		Where is my mortgage?
Briefly About Putnam County Bank  Putnam County Bank was organized in October 1901 and is a state-chartered bank.  The Bank is regulated by the West Virginia Division of Banking and the Federal Reserve System.  The Bank's deposits are insured by the Federal Deposit Insurance Corporation. Putnam County Bank is a wholly-owned subsidiary of Putnam Bancshares, Inc.  Putnam Bancshares, Inc. is regulated by the West Virginia Division of Banking and the Federal Reserve System.  Formed in 1985, Putnam Bancshares, Inc. owns no other entities other than Putnam County Bank and the directors of Putnam Bancshares, Inc. serve as directors in Putnam County Bank. Return to the top
Sign-up for Online Banking  We always want services which help us manage our time effectively and securely.  Putnam County Bank's Online Banking and Bill Pay services provide this kind of timely and effective service.  You can access your account, view your images of checks (front and back) and perform transfers.  In addition, the Bill Pay product provides a fast and efficient way to manage the process of paying bills.  You can even schedule your bills to automatically pay. To get started, select the tab from the Home Page that says ONLINE BANKING LOGIN and select FIRST TIME USERS CLICK HERE to register. Business/Organization Accounts: First Name field = Business Name Last Name field = Registrants Full Name Social Security Number field = Tax ID Number A Security Reminder Do not reply to any e-mails requesting that you give your password or account number.  Also, do not reply to anyone requesting your password or account information over the phone.  If you receive any such request, call Putnam County Bank at (304) 562-9931. Make sure to bookmark www.putcobk.com as a Favorite to access online banking. Return to the top
Prevent ID Theft - Sign-up for Free e-Statement Service A September 20th article in the American Banker ("Going Paperless: A Rare Strategy of Win-Win-Win") cites that the average person could reduce their chances of suffering identity theft fraud by as much as 9% by shutting off paper statements and bills. The article continues to say that an average household received 26 bills, statement and checks per month in 2006.  In addition to the safety aspect, it also has great ecological value.  Less paper means lower requirements of wood pulp, water and energy as well as less waste to landfills.  Less paper waste means cleaner air from less emission of methane gases in landfills. There has never been a better time than now to sign-up for e-Statements for Checking and Savings accounts.  By enrolling in e-Statements, you eliminate the need to pick up statements from your mail as your statements and images are e-mailed to you via a secure website.  Generally, your e-Statement is available the following business day. E-statements provide you security by removing your account information from your mailbox and providing it soon after your statement date.  Once you access your statement, you may print it or save it on your pc.  The print quality is equal to statements received in the mail. Please take advantage of e-Statements today.  Visit any of our locations for more information and to sign up. Return to the top.
Fraud Alert We continue to see fraud on the rise. Be aware that fraud takes the form of carefully planned tactics from criminals.  One involves the use of stolen and fraudulent checks to steal money. A very good site has been developed in cooperation with VISA and the U. S. Postal Service to explain some of these tactics.  You may access their website at: www.fakechecks.org Good information is a way to protect yourself from illegal schemes. Return to the top.
What to do if your ATM or Check Card is lost or stolen and the Bank is closed. If your ATM or check card has been lost or stolen and the Bank is closed, you can still report it to prevent potential unauthorized access. In this event, please call PUTNAM 24 at 1-877-PUTCOBK (or 1-877-788-2625) and select Option 3 - To Report a Lost or Stolen Card.  You can call this telephone number 24 hours a day. Return to the top.
Where is my mortgage?
We feel it is important for our customers to know that the mortgage loans which are orginated by Putnam County Bank, stay at Putnam County Bank.  All mortgage loans are serviced by Putnam County Bank.  You don't have to worry about to whom the loan was sold and why you are making payments to an address in California.  Questions about your mortgage and about your payments are answered in Hurricane, West Virginia. Return to the top