P O BOX 308 - HURRICANE, WEST VIRGINIA - PHONE (304) 562-9931
  

       

  
  
Fee Schedule
  

ACCOUNT FEES
ACH Stop Pay Fee
$10.00
Charged when Automated Clearing House (ACH) debit to be stopped is presented to us
ATS Fee (Automatic transfer fee)
Each automatic transfer from a designated account is subject to this fee.  The transfer fee will be assessed directly against the checking account receiving the funds from the automatic transfer.  The fee will be charged for each transfer
Bill Pay NSF Fee                                                                   $30.00
Non-sufficient funds fee charged per item for overdrafts created by items returned that were paid through Bill Pay on Internet Banking (item returned and not paid)
NSF Fee

                                                                  $10.00

Non-sufficient funds fee charged per item for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means (excluding items paid through Bill Pay on Internet Banking; item returned and not paid)
Overdraft Fee
$10.00
Charged per item for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means (item paid and not returned)
Stop Pay Fee
$10.00
Charged per item for stop payment order

 

MONEY MARKET AND SUPER NOW ACCOUNT FEES
Low Balance Fee
$5.00
Charged monthly if account balance falls below $500.00 any day of the month
 
CHECKING ACCOUNT FEES
Dormancy Fee
$5.00
Charged monthly if the daily balance falls below $50.00 and there has been no activity on the account for a period of at least 180 consecutive days
 
SAVING ACCOUNT FEES
ATM Withdrawal Fee
$1.00
Per transaction fee charged to savings account for withdrawals in excess of 5 per statement
ATM Transfer Fee
$1.00
Per transaction fee charged to savings account for transfers in excess of 5 per statement
Low Balance Fee
$2.00
Charged monthly if the daily balance falls below $10.00 any day of the month
Dormancy Fee

$5.00

Charged monthly if the daily balance falls below $25 and there has been no activity on the account for at least 360 consecutive days

 
MISCELLANEOUS FEES
Cashier's Check Fee
$1.00
Per check fee
Collections Per Item Fee (Third-Party Collection Fee)
Fee Varies
Third-Party Fee charged to the bank in the collection process
Fax Back Statement Charge
$1.00
Charged per fax page that is requested through Putnam 24 Telephone Banking
Printed Checks
Fee Varies
Charged for checks ordered - fee varies according to style and quantity ordered
Reconcilement Fee
$11.00 per hour
(1 hour minimum)
Replace Lost ATM/Check Card
$5.00
Research Fee
25 Cents Per copy plus $11.00 per hour
(3 hour minimum)
Safe Deposit Box Rent   (Annual)
Small (3x5)
$14.15 plus $.85 sales tax=$15.00
Medium (5x5)
$19.81 plus $1.19 sales tax=$21.00
Large (3x10)
$24.53 plus $1.47 sales tax=$26.00
Extra Large (5x10)
$39.62 plus $2.38 sales tax=$42.00
 * See below for Key Deposit and Drill Fee
 
American Express Travelers Check Fees
Single Signature
$1.50 per $100
Checks for Two
$2.00 per $100
American Express Gift Cards

$3.95 per card

 

Safe Deposit Box Key Deposit
$40.00
Paid at opening of new safe deposit box, fee refunded upon returning both keys and closing safe deposit box
Safe Deposit Drill Fee
$40.00
Wire Transfer Fees - Domestic
$15.00
Wire Transfer Fees - International
$25.00
 
10/18/2012

  
  
 
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